Frequently Asked Questions

Below are the most common questions new home owners have.

We hope this helps.

Below are the most common questions new home owners have.

We hope this helps.

Question 1: Why do I need a real estate agent?

Buying a home can feel like trying to solve a puzzle without all the pieces. A real estate agent will help you find the missing pieces, negotiate like a pro, and make the process as smooth as butter on a hot pancake.

Question 2: How do I know if I’m ready to buy a house?

If you’ve been dreaming of ditching your landlord, have a stable income, and can handle monthly expenses without holding your breath, you’re probably ready!

Question 3: What’s the first step to buying a home?

The first step is getting pre-approved for a mortgage. Think of it as your golden ticket to the home-buying journey.

Question 4: How much money do I need for a down payment?

Good news! You don’t need 20% anymore. Depending on your situation and the loan, you might only need as little as 3-5%, and if you are a military soldier, you could qualify for a 0% down payment veterans loan.

Question 5: What if I have bad credit? 

No worries! There are loan options for almost every situation. Plus, we can connect you with mortgage experts who specialize in helping people improve their credit. You can choose one on your own too.

Question 6: How long does it take to buy a home?

Typically, it takes 30-60 days once you find "the one." But searching for your dream home? That’s on your timeline!

Question 7: Can I buy a house and sell my current one at the same time?

If you currently have a house, absolutely yes! It’s like a perfectly timed dance, and we are here to choreograph it so you don’t miss a step.

Question 8: How do I know what I can afford?

The lender will look at your income, expenses, and pre-approval amount to find a budget that feels comfortable and keeps your wallet happy.

Question 9: What is escrow, and why do I need it? 

Think of escrow as a piggy bank that holds your money safely until all the paperwork is done. It’s there to protect both you and the seller.

Question 10: What’s included in closing costs?

Closing costs cover things like inspections, appraisals, title fees, and about 20 more random fees. They’re usually 2-5% of the home’s price. Ask your loan officer what each one means especially the property taxes and home owners insurance, because these numbers can change year to year, and you don't want to be surprised if your monthly payment goes up.

Question 11: Can I back out of a deal?

 Yes, but it depends on the contract terms. We will make sure you’re protected every step of the way.

Question 12: What happens during a home inspection?

A professional inspector will check the house from top to bottom, like a ,detective looking for clues about the home’s condition.

Question 13: Should I buy a fixer-upper or move-in ready home?

That depends on your patience and DIY skills. Love rolling up your sleeves? Fixer-upper. Prefer to binge watch Netflix the move-in day? Move-in ready.

Question 14: Do I need to attend the closing?

Yes, but it’s more exciting than you think! It’s the day you officially become a homeowner.

Question 15: How do I find the right neighborhood?

We will help you explore neighborhoods based on your lifestyle, commute, and must-haves. Think schools, parks, or proximity to your favorite coffee shop.

Question 16: Who will be my real estate agent?

You will be connected with a professional agent in your city who is well versed and specializes in helping apartment renters transition from expensive apartments to buying their dream home.

Question 17: How do I get started with the process?

If this is your first time buying a house, and you made it this far, fill out the "GET STARTED FORM" and you will be connected with a professional in your area. Once you sign an agreement between you and the real estate agent, he or she will have a phone consultation with you so they can get started on making your dreams come true.

Question 18: What is the next step?

Click the button below to fill out the simple form, and just think.... in about 30 days you could be walking into your brand new home. Exciting isn't it?

We have a question for you.

At this time it looks like you are ready willing and able to buy a house, which is great.

We see that some people like to delay their happiness and get started later rather than sooner.

When would you like to get started?

Click the button below now to get started!

We have a question for you.

At this time it looks like you are ready willing and able to buy a house, which is great.

We see that some people like to delay their happiness and get started later rather than sooner.

When would you like to get started?

Click the button below now to get started!

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